Life Insurance Consulting

life insurance consulting

85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it. Furthermore, 83 percent of consumers say they don’t purchase more life insurance because it’s too expensive, but consumers believe life insurance costs nearly 3 times the actual price.

Knowing employees are often underinsured, it’s imperative employers consider offering life insurance. Plus, offering life insurance to employees on a group chassis makes the coverage even more economical than it would be in the individual market. The Clarus team can help find the best plans to protect employees while keeping the organization’s budget in mind.

Some of the policies we work with are:

  • Term Life Insurance (simple and inexpensive short-term policy)
  • Whole Life Insurance (covers your whole life but slightly more expensive)
  • Universal Life Insurance (covers your whole life but is more flexible with the premium)
  • Variable Universal Life (VUL) Insurance (allows for policy adjustment and investment for beneficiaries at any time and is life-long)

Contact Clarus Today
Or please call 713.668.7210